Compound Interest Calculator

The future value of your savings with compound interest and monthly deposits.

Future value
€17,175
Total contributions
€13,000
Interest earned
€4,175

Monthly compounding; deposits are added at the end of each month.

Estimates are for information only and are not investment advice; real returns vary.

Frequently asked questions

What is compound interest?

Compound interest is interest earned not only on your initial amount but also on the interest already accumulated. That is why savings grow faster over time ("interest on interest").

How do monthly deposits help?

Regular deposits substantially increase the future value, especially over long periods, because each deposit also starts earning interest.

What compounding does it use?

This calculator uses monthly compounding with deposits added at the end of each month — a common model for savings accounts.

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