Finance Tools
Currency, salary, VAT, EGN, IBAN, mortgage, and the euro transition — every finance tool in one place, free and account-free.
Currency Converter
Convert between currencies at up-to-date rates — with a focus on the lev and the euro (fixed rate 1.95583).
Currencies
Reference for 150+ currencies — symbol, ISO 4217 code, and the countries that use them.
Salary Calculator
Work out net or gross salary in Bulgaria — income tax, social-security contributions, and employer cost.
VAT Calculator
Add or remove Bulgarian VAT (20%) from a price — with a net / tax / gross breakdown.
EGN Validator
Validate and decode a Bulgarian EGN — date of birth, sex, and checksum digit.
IBAN Validator
Validate an IBAN and extract the bank and BIC — for Bulgarian and international accounts.
ЕИК / BULSTAT Validator
Validate a 9- or 13-digit Bulgarian company code with the official check digit — branch codes included.
Maternity Benefit Calculator
Bulgarian pregnancy-and-birth benefit (90% for 410 days) plus the flat second-year child-care amount.
Sick-Leave Calculator
What sick leave pays in Bulgaria — 70% from the employer for 3 days, then 80% from НОИ.
Mortgage Calculator
Calculate the monthly payment, total interest, and amortisation schedule for a mortgage.
Loan Calculator
Monthly payment, total interest and total cost of a personal or car loan.
Compound Interest
The future value of savings with compound interest and monthly deposits.
Discount Calculator
The final price after a discount and how much you save.
Euro Price Check
Check whether dual lev / euro price labels are correct at the fixed conversion rate.
Euro Transition
What changes as Bulgaria adopts the euro — the fixed rate, timeline, and practical tips.
Amount in Words
Write a monetary amount in words in Bulgarian or English — for invoices, contracts, and cheques.
Frequently asked questions
Are the finance tools free?
Yes. Every finance tool — currency converter, salary and VAT calculators, EGN and IBAN validators, mortgage calculator, and the rest — is completely free and works without an account.
What is the fixed lev-to-euro rate?
1 EUR = 1.95583 BGN — the currency-board fixed rate. It is used by the currency converter, the euro price check, and the euro transition guide.
Are the exchange rates accurate?
The lev/euro rate is fixed and always exact. Other rates are reference (indicative) values and are not intended for actual settlement or accounting.
How is net salary calculated?
The calculator applies Bulgarian income tax (10%) and the employee social-security contributions, and also shows the total employer cost.
What is the VAT rate in Bulgaria?
The standard rate is 20%. The VAT calculator can add it to a net price or remove it from a VAT-inclusive price.
Is my data stored?
Calculations run in your browser. We do not send or store anything you type into the calculators.