IBAN format in United Arab Emirates (AE)
An IBAN in United Arab Emirates is 23 characters long and starts with AE. A valid example: AE07 0331 2345 6789 0123 456. United Arab Emirates does not participate in SEPA.
IBAN structure in United Arab Emirates
| Positions | Meaning | Length | Charset | In the example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | uppercase letters | AE |
| 3–4 | Check digits (IBAN) | 2 | digits | 07 |
| 5–7 | Bank code | 3 | digits | 033 |
| 8–23 | Account number | 16 | digits | 1234567890123456 |
SEPA status
United Arab Emirates does not participate in SEPA — transfers are processed as international (SWIFT), with higher fees and longer settlement.
How do I check an IBAN?
Paste the number into the IBAN validator — it checks the MOD-97 checksum and the registered United Arab Emirates length instantly, fully in your browser.
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FAQ — IBAN in United Arab Emirates
How many characters does an IBAN in United Arab Emirates have?
A United Arab Emirates IBAN is exactly 23 characters: it starts with "AE", followed by 2 check digits and a 19-character national part (BBAN).
What does a United Arab Emirates IBAN look like?
A valid example IBAN for United Arab Emirates: AE07 0331 2345 6789 0123 456. This is the official sample from the IBAN registry — real accounts follow the same structure.
Is United Arab Emirates in SEPA?
United Arab Emirates does not participate in SEPA — transfers are processed as international (SWIFT), with higher fees and longer settlement.
Where can I check an IBAN from United Arab Emirates?
Use the free svcs.bg IBAN validator — it checks the MOD-97 checksum and the registered United Arab Emirates length right in your browser; the number is never sent to a server.
What is inside a United Arab Emirates IBAN?
After "AE" and the 2 check digits come: the bank code (3 digits), the account number (16 digits).
The example IBAN is the official sample from the public IBAN registry (ISO 13616) and passes the MOD-97 check — it is not a real bank account.