IBAN format in Estonia (EE)
An IBAN in Estonia is 20 characters long and starts with EE. A valid example: EE38 2200 2210 2014 5685. Estonia participates in SEPA.
IBAN structure in Estonia
| Positions | Meaning | Length | Charset | In the example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | uppercase letters | EE |
| 3–4 | Check digits (IBAN) | 2 | digits | 38 |
| 5–6 | Bank code | 2 | digits | 22 |
| 7–8 | Branch code | 2 | digits | 00 |
| 9–19 | Account number | 11 | digits | 22102014568 |
| 20 | National check digit | 1 | digits | 5 |
SEPA status
Estonia participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees).
How do I check an IBAN?
Paste the number into the IBAN validator — it checks the MOD-97 checksum and the registered Estonia length instantly, fully in your browser.
Check an IBAN for free →IBAN formats in other countries
FAQ — IBAN in Estonia
How many characters does an IBAN in Estonia have?
A Estonia IBAN is exactly 20 characters: it starts with "EE", followed by 2 check digits and a 16-character national part (BBAN).
What does a Estonia IBAN look like?
A valid example IBAN for Estonia: EE38 2200 2210 2014 5685. This is the official sample from the IBAN registry — real accounts follow the same structure.
Is Estonia in SEPA?
Estonia participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees).
Where can I check an IBAN from Estonia?
Use the free svcs.bg IBAN validator — it checks the MOD-97 checksum and the registered Estonia length right in your browser; the number is never sent to a server.
What is inside a Estonia IBAN?
After "EE" and the 2 check digits come: the bank code (2 digits), the branch code (2 digits), the account number (11 digits), the national check digit (1 digits).
The example IBAN is the official sample from the public IBAN registry (ISO 13616) and passes the MOD-97 check — it is not a real bank account.