IBAN format in Finland (FI)
An IBAN in Finland is 18 characters long and starts with FI. A valid example: FI21 1234 5600 0007 85. Finland participates in SEPA.
IBAN structure in Finland
| Positions | Meaning | Length | Charset | In the example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | uppercase letters | FI |
| 3–4 | Check digits (IBAN) | 2 | digits | 21 |
| 5–10 | Bank code | 6 | digits | 123456 |
| 11–17 | Account number | 7 | digits | 0000078 |
| 18 | National check digit | 1 | digits | 5 |
SEPA status
Finland participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees).
How do I check an IBAN?
Paste the number into the IBAN validator — it checks the MOD-97 checksum and the registered Finland length instantly, fully in your browser.
Check an IBAN for free →IBAN formats in other countries
FAQ — IBAN in Finland
How many characters does an IBAN in Finland have?
A Finland IBAN is exactly 18 characters: it starts with "FI", followed by 2 check digits and a 14-character national part (BBAN).
What does a Finland IBAN look like?
A valid example IBAN for Finland: FI21 1234 5600 0007 85. This is the official sample from the IBAN registry — real accounts follow the same structure.
Is Finland in SEPA?
Finland participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees).
Where can I check an IBAN from Finland?
Use the free svcs.bg IBAN validator — it checks the MOD-97 checksum and the registered Finland length right in your browser; the number is never sent to a server.
What is inside a Finland IBAN?
After "FI" and the 2 check digits come: the bank code (6 digits), the account number (7 digits), the national check digit (1 digits).
The example IBAN is the official sample from the public IBAN registry (ISO 13616) and passes the MOD-97 check — it is not a real bank account.