IBAN format in Croatia (HR)
An IBAN in Croatia is 21 characters long and starts with HR. A valid example: HR12 1001 0051 8630 0016 0. Croatia participates in SEPA.
IBAN structure in Croatia
| Positions | Meaning | Length | Charset | In the example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | uppercase letters | HR |
| 3–4 | Check digits (IBAN) | 2 | digits | 12 |
| 5–11 | Bank code | 7 | digits | 1001005 |
| 12–21 | Account number | 10 | digits | 1863000160 |
SEPA status
Croatia participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees).
How do I check an IBAN?
Paste the number into the IBAN validator — it checks the MOD-97 checksum and the registered Croatia length instantly, fully in your browser.
Check an IBAN for free →IBAN formats in other countries
FAQ — IBAN in Croatia
How many characters does an IBAN in Croatia have?
A Croatia IBAN is exactly 21 characters: it starts with "HR", followed by 2 check digits and a 17-character national part (BBAN).
What does a Croatia IBAN look like?
A valid example IBAN for Croatia: HR12 1001 0051 8630 0016 0. This is the official sample from the IBAN registry — real accounts follow the same structure.
Is Croatia in SEPA?
Croatia participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees).
Where can I check an IBAN from Croatia?
Use the free svcs.bg IBAN validator — it checks the MOD-97 checksum and the registered Croatia length right in your browser; the number is never sent to a server.
What is inside a Croatia IBAN?
After "HR" and the 2 check digits come: the bank code (7 digits), the account number (10 digits).
The example IBAN is the official sample from the public IBAN registry (ISO 13616) and passes the MOD-97 check — it is not a real bank account.