IBAN format in Iceland (IS)
An IBAN in Iceland is 26 characters long and starts with IS. A valid example: IS14 0159 2600 7654 5510 7303 39. Iceland participates in SEPA.
IBAN structure in Iceland
| Positions | Meaning | Length | Charset | In the example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | uppercase letters | IS |
| 3–4 | Check digits (IBAN) | 2 | digits | 14 |
| 5–8 | Bank code | 4 | digits | 0159 |
| 9–10 | Branch code | 2 | digits | 26 |
| 11–16 | Account number | 6 | digits | 007654 |
| 17–26 | Owner account code | 10 | digits | 5510730339 |
The final 10 digits are the “kennitala” — the account holder’s national ID number.
SEPA status
Iceland participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees).
How do I check an IBAN?
Paste the number into the IBAN validator — it checks the MOD-97 checksum and the registered Iceland length instantly, fully in your browser.
Check an IBAN for free →IBAN formats in other countries
FAQ — IBAN in Iceland
How many characters does an IBAN in Iceland have?
A Iceland IBAN is exactly 26 characters: it starts with "IS", followed by 2 check digits and a 22-character national part (BBAN).
What does a Iceland IBAN look like?
A valid example IBAN for Iceland: IS14 0159 2600 7654 5510 7303 39. This is the official sample from the IBAN registry — real accounts follow the same structure.
Is Iceland in SEPA?
Iceland participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees). The final 10 digits are the “kennitala” — the account holder’s national ID number.
Where can I check an IBAN from Iceland?
Use the free svcs.bg IBAN validator — it checks the MOD-97 checksum and the registered Iceland length right in your browser; the number is never sent to a server.
What is inside a Iceland IBAN?
After "IS" and the 2 check digits come: the bank code (4 digits), the branch code (2 digits), the account number (6 digits), the owner account code (10 digits).
The example IBAN is the official sample from the public IBAN registry (ISO 13616) and passes the MOD-97 check — it is not a real bank account.