IBAN format in Moldova (MD)
An IBAN in Moldova is 24 characters long and starts with MD. A valid example: MD24 AG00 0225 1000 1310 4168. Moldova does not participate in SEPA.
IBAN structure in Moldova
| Positions | Meaning | Length | Charset | In the example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | uppercase letters | MD |
| 3–4 | Check digits (IBAN) | 2 | digits | 24 |
| 5–6 | Bank code | 2 | alphanumeric | AG |
| 7–24 | Account number | 18 | alphanumeric | 000225100013104168 |
In 2025 Moldova was approved for inclusion in the geographical scope of SEPA.
SEPA status
Moldova does not participate in SEPA — transfers are processed as international (SWIFT), with higher fees and longer settlement.
How do I check an IBAN?
Paste the number into the IBAN validator — it checks the MOD-97 checksum and the registered Moldova length instantly, fully in your browser.
Check an IBAN for free →IBAN formats in other countries
FAQ — IBAN in Moldova
How many characters does an IBAN in Moldova have?
A Moldova IBAN is exactly 24 characters: it starts with "MD", followed by 2 check digits and a 20-character national part (BBAN).
What does a Moldova IBAN look like?
A valid example IBAN for Moldova: MD24 AG00 0225 1000 1310 4168. This is the official sample from the IBAN registry — real accounts follow the same structure.
Is Moldova in SEPA?
Moldova does not participate in SEPA — transfers are processed as international (SWIFT), with higher fees and longer settlement. In 2025 Moldova was approved for inclusion in the geographical scope of SEPA.
Where can I check an IBAN from Moldova?
Use the free svcs.bg IBAN validator — it checks the MOD-97 checksum and the registered Moldova length right in your browser; the number is never sent to a server.
What is inside a Moldova IBAN?
After "MD" and the 2 check digits come: the bank code (2 alphanumeric), the account number (18 alphanumeric).
The example IBAN is the official sample from the public IBAN registry (ISO 13616) and passes the MOD-97 check — it is not a real bank account.