IBAN format in Poland (PL)
An IBAN in Poland is 28 characters long and starts with PL. A valid example: PL61 1090 1014 0000 0712 1981 2874. Poland participates in SEPA.
IBAN structure in Poland
| Positions | Meaning | Length | Charset | In the example |
|---|---|---|---|---|
| 1–2 | Country code | 2 | uppercase letters | PL |
| 3–4 | Check digits (IBAN) | 2 | digits | 61 |
| 5–7 | Bank code | 3 | digits | 109 |
| 8–11 | Branch code | 4 | digits | 0101 |
| 12 | National check digit | 1 | digits | 4 |
| 13–28 | Account number | 16 | digits | 0000071219812874 |
SEPA status
Poland participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees).
How do I check an IBAN?
Paste the number into the IBAN validator — it checks the MOD-97 checksum and the registered Poland length instantly, fully in your browser.
Check an IBAN for free →IBAN formats in other countries
FAQ — IBAN in Poland
How many characters does an IBAN in Poland have?
A Poland IBAN is exactly 28 characters: it starts with "PL", followed by 2 check digits and a 24-character national part (BBAN).
What does a Poland IBAN look like?
A valid example IBAN for Poland: PL61 1090 1014 0000 0712 1981 2874. This is the official sample from the IBAN registry — real accounts follow the same structure.
Is Poland in SEPA?
Poland participates in SEPA — euro transfers arrive like domestic ones (usually within 1 business day, no international-wire fees).
Where can I check an IBAN from Poland?
Use the free svcs.bg IBAN validator — it checks the MOD-97 checksum and the registered Poland length right in your browser; the number is never sent to a server.
What is inside a Poland IBAN?
After "PL" and the 2 check digits come: the bank code (3 digits), the branch code (4 digits), the national check digit (1 digits), the account number (16 digits).
The example IBAN is the official sample from the public IBAN registry (ISO 13616) and passes the MOD-97 check — it is not a real bank account.